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	<title>Insurance Guides, Tips, and News</title>
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	<link>http://thepolicyreport.net</link>
	<description>Articles and news about insurance. Tips about life insurance, health insurance, auto insurance, motorcycle insurance, home insurance, travel insurance, fire insurance. Including questions that most people ask about insurance include the answers from experts.</description>
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		<title>What kind of insurance is best for if something unexpected happens?</title>
		<link>http://thepolicyreport.net/what-kind-of-insurance-is-best-for-if-something-unexpected-happens.html</link>
		<comments>http://thepolicyreport.net/what-kind-of-insurance-is-best-for-if-something-unexpected-happens.html#comments</comments>
		<pubDate>Thu, 23 Feb 2012 00:29:02 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Forum]]></category>
		<category><![CDATA[best]]></category>
		<category><![CDATA[happens]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[kind]]></category>
		<category><![CDATA[something]]></category>
		<category><![CDATA[unexpected]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/what-kind-of-insurance-is-best-for-if-something-unexpected-happens.html</guid>
		<description><![CDATA[Question by Devin: What kind of insurance is best for if something unexpected happens? I&#8217;ve read up on insurance policies and found that ones that have high deductibles and low premiums are good for the young and healthy, but what happens if the unexpected happens (not death, but a serious illness or surgery)? Is there [...]]]></description>
		<wfw:commentRss>http://thepolicyreport.net/what-kind-of-insurance-is-best-for-if-something-unexpected-happens.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>UK Pensions Paper May Disappoint Providers</title>
		<link>http://thepolicyreport.net/uk-pensions-paper-may-disappoint-providers.html</link>
		<comments>http://thepolicyreport.net/uk-pensions-paper-may-disappoint-providers.html#comments</comments>
		<pubDate>Wed, 22 Feb 2012 12:27:50 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[General]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/?p=18</guid>
		<description><![CDATA[The Pension Regulator will unveil on Friday a discussion document that could handle a blow to insurance companies and fund managers who hope to benefit from the change in the workplace pensions market. The regulator paper whether smaller employers would be better off using NEST. David Norg Rove, the former chairman of the Pensions Regulator, [...]]]></description>
		<wfw:commentRss>http://thepolicyreport.net/uk-pensions-paper-may-disappoint-providers.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal liability insurance and filing my own taxes for work?</title>
		<link>http://thepolicyreport.net/personal-liability-insurance-and-filing-my-own-taxes-for-work.html</link>
		<comments>http://thepolicyreport.net/personal-liability-insurance-and-filing-my-own-taxes-for-work.html#comments</comments>
		<pubDate>Wed, 22 Feb 2012 00:27:18 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Forum]]></category>
		<category><![CDATA[filing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[work]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/personal-liability-insurance-and-filing-my-own-taxes-for-work.html</guid>
		<description><![CDATA[Question by Becky H: Personal liability insurance and filing my own taxes for work? I am interested in a contract therapy job but they require me to carry liability insurance and file my own taxes. Have you ever had to do this? Is it a complete pain in the butt or is it worth it [...]]]></description>
		<wfw:commentRss>http://thepolicyreport.net/personal-liability-insurance-and-filing-my-own-taxes-for-work.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: How do i start my own insurance broker business?</title>
		<link>http://thepolicyreport.net/qa-how-do-i-start-my-own-insurance-broker-business.html</link>
		<comments>http://thepolicyreport.net/qa-how-do-i-start-my-own-insurance-broker-business.html#comments</comments>
		<pubDate>Tue, 21 Feb 2012 12:28:22 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Forum]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/qa-how-do-i-start-my-own-insurance-broker-business.html</guid>
		<description><![CDATA[Question by naveed h: How do i start my own insurance broker business? Do i need to do some sort of course?how do i become a insurance broker? Best answer: Answer by Faye HGo to the department of insurance website for your state and find out what the rules are. Generally speaking, you will need [...]]]></description>
		<wfw:commentRss>http://thepolicyreport.net/qa-how-do-i-start-my-own-insurance-broker-business.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How do we get insurance companies to reduce medical insurance premiums to employers?</title>
		<link>http://thepolicyreport.net/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers.html</link>
		<comments>http://thepolicyreport.net/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers.html#comments</comments>
		<pubDate>Tue, 21 Feb 2012 00:28:11 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Forum]]></category>
		<category><![CDATA[companies]]></category>
		<category><![CDATA[employers]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[reduce]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers.html</guid>
		<description><![CDATA[Question by SCC: How do we get insurance companies to reduce medical insurance premiums to employers? Let&#8217;s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the [...]]]></description>
		<wfw:commentRss>http://thepolicyreport.net/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: What to do if my cancelled car insurance certificate never arrived?</title>
		<link>http://thepolicyreport.net/qa-what-to-do-if-my-cancelled-car-insurance-certificate-never-arrived.html</link>
		<comments>http://thepolicyreport.net/qa-what-to-do-if-my-cancelled-car-insurance-certificate-never-arrived.html#comments</comments>
		<pubDate>Mon, 20 Feb 2012 12:27:11 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Forum]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/qa-what-to-do-if-my-cancelled-car-insurance-certificate-never-arrived.html</guid>
		<description><![CDATA[Question by Val K: What to do if my cancelled car insurance certificate never arrived? I have cancelled insurance second day after I got it as I didnt buy the car I intended. In order to get refunded I need to return the certificate, which never arrived. I do not know if it is stolen [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is the best alternative to life insurance?</title>
		<link>http://thepolicyreport.net/what-is-the-best-alternative-to-life-insurance.html</link>
		<comments>http://thepolicyreport.net/what-is-the-best-alternative-to-life-insurance.html#comments</comments>
		<pubDate>Mon, 20 Feb 2012 00:28:16 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Forum]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/what-is-the-best-alternative-to-life-insurance.html</guid>
		<description><![CDATA[Question by John Redman: What is the best alternative to life insurance? I have heard and know of so many stories of people when they try to make a claim but the insurance company refuses to pay on pathetic grounds. my question is does anybody know of a much safer alternative to a life insurance [...]]]></description>
		<wfw:commentRss>http://thepolicyreport.net/what-is-the-best-alternative-to-life-insurance.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>A.M. Best Upgrades Ratings of MGA Insurance Company, Inc.</title>
		<link>http://thepolicyreport.net/a-m-best-upgrades-ratings-of-mga-insurance-company-inc.html</link>
		<comments>http://thepolicyreport.net/a-m-best-upgrades-ratings-of-mga-insurance-company-inc.html#comments</comments>
		<pubDate>Sun, 19 Feb 2012 12:27:41 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Insurance News]]></category>
		<category><![CDATA[A.M.]]></category>
		<category><![CDATA[best]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[Inc.]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Ratings]]></category>
		<category><![CDATA[Upgrades]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/a-m-best-upgrades-ratings-of-mga-insurance-company-inc.html</guid>
		<description><![CDATA[A.M. Best Upgrades Ratings of MGA Insurance Company, Inc. OLDWICK, N.J.&#8211;(BUSINESS WIRE)&#8211;A.M. Best Co. has upgraded the financial strength rating to B+ (Good) from B (Fair) and the issuer credit rating (ICR) to “bbb-” from “bb+” of MGA Insurance Company, Inc. (MGA). The outlook for both ratings has been revised to stable from positive. Concurrently, [...]]]></description>
		<wfw:commentRss>http://thepolicyreport.net/a-m-best-upgrades-ratings-of-mga-insurance-company-inc.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance firm could cut 56 posts</title>
		<link>http://thepolicyreport.net/insurance-firm-could-cut-56-posts.html</link>
		<comments>http://thepolicyreport.net/insurance-firm-could-cut-56-posts.html#comments</comments>
		<pubDate>Sun, 19 Feb 2012 00:27:27 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Insurance News]]></category>
		<category><![CDATA[could]]></category>
		<category><![CDATA[firm]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[posts]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/insurance-firm-could-cut-56-posts.html</guid>
		<description><![CDATA[Insurance firm could cut 56 posts Insurance company AXA has announced it could axe up to 56 jobs at its base in Ipswich. Read more on BBC Suffolk QBE revises down profit QBE Insurance Group says its insurance profit margins for 2010 will be lower than previously forecast. Read more on Sky News Australia BofA [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How can I become an independent insurance agent for car and life insurance?</title>
		<link>http://thepolicyreport.net/how-can-i-become-an-independent-insurance-agent-for-car-and-life-insurance.html</link>
		<comments>http://thepolicyreport.net/how-can-i-become-an-independent-insurance-agent-for-car-and-life-insurance.html#comments</comments>
		<pubDate>Sat, 18 Feb 2012 12:27:40 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Forum]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[become]]></category>
		<category><![CDATA[independent]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Life]]></category>
		<guid isPermaLink="false">http://thepolicyreport.net/how-can-i-become-an-independent-insurance-agent-for-car-and-life-insurance.html</guid>
		<description><![CDATA[Question by Lifesucks2333: How can I become an independent insurance agent for car and life insurance? I know I need licenses, clients etc but can someone tell me how can I get a system or something to give people quotes? I don&#8217;t want to work for any insurance company. I want to quote insurance from [...]]]></description>
		<wfw:commentRss>http://thepolicyreport.net/how-can-i-become-an-independent-insurance-agent-for-car-and-life-insurance.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
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